Credit and Lending Decisions (6402.5)

Required texts

Lists of required texts/readings

Sathye, M.;  and Bartle, J.  (2017) Credit Analysis and Lending Management, 4 th Edition,  Mirabel Publishing, Melbourne.  The book is available at the Co-op. Bookstore.

Recommended readings:

From time to time you may find it useful to consult the Australian accounting / banking / finance professional and academic journals as well as financial and business newspapers, including the Australian Financial Review, Business Review Weekly, National Accountant, CA Magazine, In the Black CPA, Journal of Corporate Finance, Journal of Banking and Finance, Journal of Portfolio Management, Accounting and Finance, Global Finance Journal etc These are available in UC library or through inter-library loans. It is also important that students regularly visit the websites of APRA, RBA, ABA, and others to keep themselves up-to-date with recent policy decisions.

Note also that there is a range of excellent textbooks/resources on the unit in the University library including the following: 

Banks, E. (2004) The credit risk of complex derivatives, Palgrave-MacMillan. New York.

Basel Committee on Banking Supervision, 2005, International Convergence of Capital Measurement and Capital Standards, Revised Framework; www.bis.org/publ/bcbs118.pdf

Commonwealth Treasury Economic Round Up. Commonwealth Treasury, Canberra.

Donaldson, T. (1989) Credit risk and exposure in securitization and transactions, St. Martin's Press. New York.

Dow Jones Reuters Business Interactive LLC. (2000) Credit risk management report [electronic resource]. Phillips Publications. Potomac. USA.

Fraser, D., Gup, B., and J. Kolari (2007) Commercial Banking: The management of risk, John Wiley & Sons, Australia.

Gestel, T. and B. Baesens (2009) Credit risk management: basic concepts: financial risk components, rating analysis, models, economic and regulatory capital, Oxford University Press. New York.

Gray, B and C. Cassidy (1997) Credit risk in banking: proceedings of a conference at H.C. Coombs Centre for Financial Studies, Reserve Bank of Australia, Sydney.

Heffernan, S. (2005) Modern Banking, John Wiley & Sons, Chichester, England.

Organisation for Economic Cooperation and Development (2006) Credit Risk and Credit Access in Asia, Organisation for Economic Cooperation and Development. Geneva.

Reserve Bank of Australia, Bulletin and Annual Reports. Reserve Bank of Australia, Sydney.

Saunders, A. (1999) Credit risk measurement: new approaches to value-at-risk and other paradigms, Wiley. Chichester. New York.

Weaver, P. and C. Kingsley (2001) Banking and Lending Practice, Law Book Co. Sydney

For Unit readings and resources in the University of Canberra Library 

Link to search page for Unit Readings (print materials)

Link to search page for eReserve (electronic materials)

Submission of assessment items

Extensions & Late submissions

All assessment items will be submitted online via the unit Canvas site.  The first page of each assessment submission should include the following information:

Student ID:

Assessment Name:

Word Count (if applicable):

Special assessment requirements

You will obtain a pass or better in this unit if you submit each assessment item, and achieve at least 50 per cent of the total marks for the final examination and obtain a final cumulative mark of at least 50 per cent.

Failure to submit assessment item: If you fail to submit your assessment items by the due dates because of illness, misadventure or unavoidable commitments, please discuss the matter with the unit convener before the due date or as soon as possible thereafter. You will be required to provide appropriate documentary evidence.

If someone is sick, provides appropriate documentary evidence, and does not hand in the assignment on time, he or she will have to do some other piece of assessment. Extension of time for assignment submission would be purely at the discretion of the unit convener.

Academic integrity

Students have a responsibility to uphold University standards on ethical scholarship. Good scholarship involves building on the work of others and use of others' work must be acknowledged with proper attribution made. Cheating, plagiarism, and falsification of data are dishonest practices that contravene academic values. Refer to the University's Student Charter for more information.

To enhance understanding of academic integrity, all students are expected to complete the Academic Integrity Module (AIM) at least once during their course of study. You can access this module within UCLearn (Canvas) through the 'Academic Integrity and Avoiding Plagiarism' link in the Study Help site.

Use of Text-Matching Software

The University of Canberra uses text-matching software to help students and staff reduce plagiarism and improve understanding of academic integrity. The software matches submitted text in student assignments against material from various sources: the internet, published books and journals, and previously submitted student texts.

Participation requirements

None

Required IT skills

Use of calculators, computer, web searching skills and familiarity with excel spreadsheet modelling is required

Work placement, internships or practicums

None

• Semester 2, 2017, On-Campus, UC - Canberra, Bruce (167782)
• Semester 2, 2018, On-Campus, UC - Canberra, Bruce (179617)
• Semester 2, 2016, On-Campus, UC - Canberra, Bruce (156981)