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Professor Milind Sathye

School of Accounting and Finance
Highest Qualification – PhD
HDR Completions - 5

Contact Details
Phone No.: +61 (0) 2 6201 5489


The focus of my research is on issues related to efficiency and productivity in financial institutions, regulation / policy issues in the financial sector, technology in banks, micro finance and anti-money laundering and counter terrorism financing.

My interest is in use of both qualitative and quantitative approaches.   The focus is on the Australasian region.

I have published in top ranking journals such as the Journal of Banking and Finance,European Journal of Operational Research, and the Journal of the Operational Research Society. In recent years I have won competitive research grants totalling in value exceeding A$100,000. Most of these were won under my leadership and have been successfully completed. Several students have completed DBA/PhD under my supervision and I currently have four HDR students in the area of my research interest as above.

My research has led to me being invited by Australian and overseas media quite often to comment on banking and finance issues and I regularly appear on TV channels in Australia.  I have also worked as an expert witness in court cases on banking and finance related issues in Australia. I was consulted by the Senate Economics Committee of the Australian Parliament House on several occasions on matters relating to banking and finance issues.

  • 2011: Australian Government AIIG: Value $20,000 approx. It involved a study of access to finance by tribal women in the State of West Bengal and Arunachal Pradesh. An article produced out of this study has been published in Canadian Journal of Development Studies in 2014;
  • 2012: Australian Government RRRDG: Value $25,000 approx. It involved a study of access to finance by Indigenous Australian Women.  Status: Completed.
  • 2013: University of California / Bill-Melinda Gates Foundation:  Value USD20,000 approx.  Leveraging Mobile Value Added Services for Inclusive growth of Women Micro-entrepreneurs in Fiji.  Three 'A' rated publications out of this grant;
  • 2014: Malaysian Government (ARI): Value $13,000 approx. A study of anti-money laundering compliance officers in banks to ascertain the effectiveness of the regime.


Google Scholar Profile

Milind is available for a HDR supervision consultation to prospective students.

Areas of Research Interest

  • Banking And Finance:  (all aspects but especially policy and regulation), including microfinance, micro payments
  • Ecommerce: including mobile banking/ internet banking/ cloud computing

Research Theories / Models of Interest

  • There are number of theories in Banking and Finance and Ecommerce areas that I have used over the years.

Research Methods of Interest

  • There are number of research methods in Banking and Finance and Ecommerce areas that I have used over the years. Both qualitative and quantitative as well as mixed methods approaches have been used.
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