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Micro-credit and Risk Management in Development PG (8768.4)

Level: Postgraduate Level
Credit Points: 3
HECS Bands: 1
Faculty: Faculty of Arts and Design
Discipline: School of Arts and Communications


Possible changes to your unit's learning activities and assessment items

For the remainder of 2020, resulting from Australian Government's directives requiring physical distancing and restrictions on movement because of the COVID-19 pandemic, any exams that are required for assessment in a unit will be online exams. Online exams may also use online proctoring to help assure the academic integrity of those exams. Please contact your unit convener with any questions.

While the University has made efforts to ensure that Unit Outlines reflect a unit’s learning activities and assessment items, any changes to Australian Government directives because of the COVID-19 pandemic may require changes to these during the semester to ensure the safety and well being of students and staff. These changes will not be updated in the published unit outline, but will be communicated to you via your unit’s UCLearn(Canvas) teaching site. Any changes made will continue to meet the unit’s learning outcomes, as described in the Unit Outline.

Unit Outlines

To view your Unit Outline, click View to log in to MyUC and access this information, or visit your unit's online teaching site.

  • Semester 2, 2020, ON-CAMPUS, BRUCE (196078) - View
  • Semester 2, 2019, ON-CAMPUS, BRUCE (191077) - View
  • Semester 2, 2018, ON-CAMPUS, BRUCE (178545) - View
  • Semester 2, 2017, ON-CAMPUS, BRUCE (165002) - View
  • Semester 2, 2016, ON-CAMPUS, BRUCE (161383) - View
  • Semester 2, 2015, ON-CAMPUS, BRUCE (140574) - View

If a link to your Unit Outline is not displayed, please check back later. Unit Outlines are generally published by Week One of the relevant teaching period.


This unit introduces the students to a wide range of micro-credit and microfinance concepts, strategies and practices, in rural and urban contexts. Micro-credit has developed into a worldwide movement, as a tool for eradicating poverty. Governments and development organisations are increasingly involved in various academic, scholarly and practical endeavours dealing with micro-credit as a tool to achieve Millennium Development Goals.This unit examines the role of microfinance as a poverty reduction strategy. It explores the role of microfinance institutions and identifies techniques for assuring its viability and sustainability. The unit will look at risks that microfinance clients might face and identify techniques that protect against risks and reduce vulnerability. This unit equips students, who will be working as development planners and practitioners, for planning, managing and providing technical advice to microfinance institutions.

Learning Outcomes

On successful completion of this unit, students will be able to:

1. Demonstrate an understanding of the basic concepts of micro-credit and the relationship between micro-finance and international development in the current context;

2. Understand the role of micro-credit in alleviating poverty and the impact of micro-finance and micro-enterprise on household and community well-being;

3. Understand the decision rules of a rural finance system (adopted by Grameen Bank);

4. Understand major approaches of finance delivery mechanisms, and identify ways to ensure the sustainability of microfinance institutions;

5. Identify the risks associated with micro-finance activities and design strategies that help in mitigating risk and coping with loss; and

6. Demonstrate the skills required to articulate and present critique appropriate for studies at post-graduate level.

Assessment Items

Contact Hours

Minimum of 3 hours per week online engagement via UC Learn (Canvas).





Assumed Knowledge

Familiarity with basic concepts in International Development.

Incompatible Units


Equivalent Units


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