Credit and Lending Decisions (6402.5)
Level: | Level 3 - Undergraduate Advanced Unit |
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Credit Points: | 3 |
HECS Bands: | Band 3 2013-2020 (Expires 31 Dec 2020) Band 4 2021 (Commenced After 1 Jan 2021) Band 5 2021 (Commenced Before 1 Jan 2021) |
Faculty: | Faculty of Business, Government & Law |
Discipline: | School of Information Systems & Accounting |
CLOSED FOR FUTURE ENROLMENT.
Availability
Unit Outlines
To view your Unit Outline, click View to log in to MyUC and access this information, or visit your unit's online teaching site.
- Semester 2, 2018, ON-CAMPUS, BRUCE (179617) - View
- Semester 2, 2017, ON-CAMPUS, BRUCE (167782) - View
- Semester 2, 2016, ON-CAMPUS, BRUCE (156981) - View
- Semester 2, 2015, ON-CAMPUS, BRUCE (139419) - View
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Syllabus
This unit encompasses the study of credit origination, analysis and management, including the lending functions, of financial services firms, particularly commercial banks, credit unions and investment banks. It covers the principles of lending, credit risk management and modelling, analytical tools to judge credit worthiness of prospective borrowers, analysis of business and personal loans, small business finance, corporate lending, project finance, leasing, securitization, at both the individual transaction and loan portfolio management levels. It includes consideration of the regulatory aspects of credit risk management, problems loan management and the evolution of risk management approaches including credit derivatives.
Learning Outcomes
Students who successfully complete this unit will be able to:
1. Explain the principles of credit creation and management, including lending and operational aspects of lending institutions;
2. Analyse and evaluate the credit-worthiness of individual and business borrowers through techniques such as financial statement analysis, credit scoring models, modern econometric techniques and credit risk measurement models; and
3. Synthesise and explain the management of credit risk at institutional portfolio level as well as regulatory aspects of credit risk management.
Assessment Items
Contact Hours
Normally 39 hours per semester.
Prerequisites
6392 Business Finance OR 9520 Principles of Finance
Referenced Courses
- 182JA Bachelor of Accounting
- 943AA Bachelor of Applied Economics
- 945AA Bachelor of Applied Economics/Bachelor of Commerce
- 986AA Bachelor of Arts / Bachelor of Advertising and Marketing Communication
- 987AA Bachelor of Arts / Bachelor of Journalism
- 988AA Bachelor of Arts / Bachelor of Media Arts and Production
- 989AA Bachelor of Arts / Bachelor of Public Relations
- 818AA Bachelor of Arts in International Studies/Bachelor of Commerce
- 798AA Bachelor of Arts/Bachelor of Commerce
- 125JA Bachelor of Arts/Bachelor of Communication and Media Studies
- 216JA Bachelor of Arts/Bachelor of Communication in Advertising
- 217JA Bachelor of Arts/Bachelor of Communication in Journalism
- 218JA Bachelor of Arts/Bachelor of Communication in Media and Public Affairs
- 219JA Bachelor of Arts/Bachelor of Communication in Public Relations
- 799AA Bachelor of Arts/Bachelor of Information Technology
- 801AA Bachelor of Arts/Bachelor of Laws
- 802AA Bachelor of Arts/Bachelor of Management
- 804AA Bachelor of Arts/Bachelor of Science in Psychology
- 183JA Bachelor of Australian Politics and Public Policy
- 761AA Bachelor of Business Administration
- 762HG Bachelor of Commerce
- 762AA Bachelor of Commerce
- 100JA Bachelor of Commerce / Bachelor of Advertising and Marketing Communication
- 231JA Bachelor of Commerce/Bachelor of Communication in Advertising
- 232JA Bachelor of Commerce/Bachelor of Communication in Journalism
- 234JA Bachelor of Commerce/Bachelor of Communication in Media and Public Affairs
- 233JA Bachelor of Commerce/Bachelor of Communication in Public Relations
- 281JA Bachelor of Commerce/Bachelor of Event and Tourism Management
- 810AA Bachelor of Commerce/Bachelor of Laws
- 811AA Bachelor of Commerce/Bachelor of Tourism Management
- 112JA Bachelor of Education/Bachelor of Commerce
- 208JA Bachelor of Entrepreneurship and Innovation
- 279JA Bachelor of Event and Tourism Management
- 184JA Bachelor of Finance
- 185JA Bachelor of Human Resource Management
- 815AA Bachelor of Information Technology/Bachelor of Commerce
- 186JA Bachelor of International Business
- 248HG Bachelor of Justice Studies
- 248JA Bachelor of Justice Studies
- 394AA Bachelor of Management
- 187JA Bachelor of Marketing Management
- 124JA Bachelor of Politics and International Relations
- 147JA Bachelor of Politics and International Relations/Bachelor of Commerce
- 210JA Bachelor of Public Administration
- 188JA Bachelor of Social Science